Stamp Duty and Registration Charges in Andhra Pradesh 2025

By Advocate Ganta Surya Kiran | 19 Law Chambers, Visakhapatnam | Property Law

Before buying or transferring property in Andhra Pradesh — knowing the exact stamp duty and registration charges helps you budget accurately and avoid surprises at the Sub-Registrar’s Office. This guide covers current stamp duty rates for all major property transactions in AP.

How Stamp Duty is Calculated in AP

Stamp duty in Andhra Pradesh is calculated on the market value of the property or the consideration amount — whichever is higher. Market value is fixed by the state government through Guideline Value (IGR Value) for each location. Check guideline values at registration.ap.gov.in.

Stamp Duty and Registration Charges — AP 2025

Sale Deed (Purchase of Property): Stamp Duty: 5% of market value. Registration Fee: 1% of market value. Transfer Duty: 1.5% of market value. Total: 7.5% of property market value.

Example: Buying a property worth Rs 50 lakh in Visakhapatnam total government charges = Rs 3,75,000.

Gift Deed — Blood Relatives (Spouse, Parents, Children, Siblings): Stamp Duty: 2%. Registration Fee: 0.5%. Transfer Duty: 1.5%. Total: 4% (significant saving compared to sale deed).

Gift Deed — Non-Relatives: Same as sale deed 7.5% total.

Partition Deed: If partition is among family members 1% on market value of the property received by each party.

Mortgage Deed: 0.5% of the loan amount secured by the mortgage — maximum cap applies. Check current rates at registration.ap.gov.in.

Lease Deed: Depends on lease duration and rent amount ranges from 0.4% to 5% of total rent payable.

Settlement Deed (Will-type Settlement): 2% for transfers within immediate family. Higher for others.

How to Pay Stamp Duty in AP

Pay online through the CFMS (Comprehensive Financial Management System) portal linked from registration.ap.gov.in. Select the document type, enter property details, calculate the stamp duty, pay online, and download the payment challan. Present the challan at the Sub-Registrar’s Office on the registration date.

Exemptions and Concessions

Women buyers: some states offer stamp duty concessions for women check current AP government notification. Agricultural land: different rates may apply. Affordable housing: concessional rates for properties below certain thresholds.

Frequently Asked Questions

Q: Can stamp duty be paid in cash at the SRO?
>>>>>>> No — stamp duty must be paid online through CFMS before the registration appointment. The system then generates an e-stamp certificate that is verified at the SRO.

Q: What happens if stamp duty is underpaid?
The Sub-Registrar refers the property for market value assessment. If underpaid demand notice is issued with penalty up to 200% of deficient stamp duty. Always pay on the correct market value.

Q: Are there any stamp duty exemptions in AP?
Certain transactions like first mortgages for agricultural loans, transfers to government bodies, and some cooperative housing society transactions have exemptions. Verify specific exemptions at registration.ap.gov.in.

Also read: Land Registration Process AP | Gift Deed India Property Transfer | Encumbrance Certificate AP | Property Documents Verification India

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Disclaimer: Stamp duty rates may change. Always verify current rates at registration.ap.gov.in before your transaction.

Encumbrance Certificate in Andhra Pradesh: How to Get EC Online

By Advocate Ganta Surya Kiran | 19 Law Chambers, Visakhapatnam | Property Law

The Encumbrance Certificate (EC) is the single most important document to check before buying any property in Andhra Pradesh. It shows whether a property has any loans, mortgages, court orders, or legal disputes registered against it. Never buy land or a house in AP without checking the EC first.

What is an Encumbrance Certificate?

An EC is an official document issued by the Sub-Registrar’s Office showing all registered transactions on a property for a specified period. It includes sales, mortgages, gifts, partition deeds, and court attachments — any transaction that was registered at the Sub-Registrar’s Office.

A nil encumbrance certificate means no registered transactions exist for that period — but it does not guarantee clear title. Always combine EC verification with a full advocate title search.

How to Get Encumbrance Certificate Online in AP

Visit registration.ap.gov.in — the official AP Registration and Stamps Department website. Click on “Encumbrance Certificate” under services. Enter the district, SRO (Sub-Registrar Office), survey number or document number, and the period you want the EC for (minimum 30 years recommended). Pay the prescribed fee online. Download and print the EC.

How to Read an Encumbrance Certificate

The EC lists all registered transactions in chronological order. Look for: any mortgage or hypothecation (means the property is pledged as security for a loan), court attachment orders (means a court has frozen the property), any sale deed (to verify the ownership chain), and any partition deed (to understand how family property was divided).

If the EC shows a mortgage that has not been discharged — the loan must be cleared and a release deed registered before you buy the property. Advocate Ganta Surya Kiran helps clients interpret EC documents and identify red flags before purchase. Full checklist: Property Documents Verification India.

EC vs Patta — Difference

EC comes from the Sub-Registrar’s Office and shows registered transactions. Patta (revenue record) comes from the Tahsildar’s office and shows who the government recognises as the owner for revenue purposes. Both must match for the property to be legally clear. Check patta at meebhoomi.ap.gov.in.

Frequently Asked Questions

Q: How many years of EC should I check before buying property in AP? Minimum 30 years. This covers the standard limitation period for property claims. Some advocates recommend checking back to the original grant of the land for maximum protection.

Q: Is online EC valid for property registration? Yes — EC obtained through the online portal at registration.ap.gov.in is valid for all legal purposes including property registration and bank loans.

Q: Can EC miss any transactions? Yes — only registered transactions appear in EC. Unregistered agreements, family arrangements, and verbal agreements do not appear. This is why a full advocate title search (checking physical records at SRO and court searches) is also necessary. Land registration guide: Land Registration Process in Andhra Pradesh.

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